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H.R. 10034·119th Congress·Introduced Aug 3, 2026

RECOVER PII Act

IntroducedGovernment Operations and PoliticsMajor
View bill text
Sponsor
Del. Norton, Eleanor Holmes [D-DC-At Large]
Committees
Judiciary Committee (primary)
Last action
Aug 3, 2026

Bottom line

The bill aims to provide enhanced, lifelong identity protection and financial reimbursement for privacy services to federal employees and contractors affected by government data breaches.

What it actually does

This bill amends existing law to extend identity protection coverage for individuals affected by federal agency data breaches to be effective for the remainder of their lives and increases the minimum identity theft insurance to $5,000,000. Additionally, it authorizes federal agencies to use their existing 'salaries and expenses' appropriations to reimburse employees and contractors for up to 100% of the costs of privacy-enhancing services.

Proponents argue

Supporters would argue this bill provides essential, long-term security and financial relief to individuals whose personal information was compromised due to federal agency negligence, ensuring they are protected for the remainder of their lives and can proactively safeguard their privacy. It addresses a critical vulnerability exposed by past breaches and empowers individuals to take control of their data security.

Opponents contend

Critics might contend that extending coverage indefinitely and increasing insurance to $5 million could create an open-ended, significant financial burden on taxpayers without necessarily preventing future breaches. They might also question the scope and cost-effectiveness of reimbursing for 'privacy-enhancing services' without clear guidelines or a cap on total agency spending.

The bill is very short and straightforward, allowing for a quick and comprehensive understanding of its provisions.

Section 2

Lifelong Identity Protection and Enhanced Insurance for Data Breach Victims

prominently featuredstraightforward

This provision changes existing law to make identity protection coverage for individuals whose personally identifiable information was compromised during federal agency data breaches effective for the remainder of their lives, rather than for a limited fiscal year period. It also mandates that this coverage include at least $5,000,000 in identity theft insurance, significantly increasing the previous standard.

GroupImpactMechanismScale
GroupIndividuals affected by federal data breaches (e.g., OPM breach victims)ImpactEnhanced and lifelong financial security and protection against identity theft.MechanismAmendment to existing appropriations law, extending duration and increasing insurance value.ScaleAffects all past and future victims of federal data breaches, potentially millions of individuals.
GroupFederal agenciesImpactIncreased financial liability and administrative burden for providing extended coverage.MechanismMandate to provide coverage for life with higher insurance.ScalePotentially significant, ongoing costs.

Supporters argue

Supporters argue that this provision provides necessary and overdue protection for individuals who suffered harm due to government failures to protect their data. Lifelong coverage acknowledges the permanent risk of identity theft once data is compromised, and the increased insurance reflects the potential financial devastation.

Critics contend

Opponents might argue that while protection is warranted, lifelong coverage and a $5 million insurance policy could be excessively costly and create an open-ended liability for taxpayers, potentially exceeding the actual risk or typical damages from identity theft.

Tradeoffs

This provision balances the need to protect individuals from the long-term consequences of data breaches against the potential for significant, ongoing federal expenditures.

Section 3

Agency Reimbursement for Employee/Contractor Privacy-Enhancing Services

prominently featuredmoderately complex

This section authorizes federal agencies to use their existing 'salaries and expenses' appropriations to reimburse their employees, or contractors to reimburse their employees supporting the agency, for up to 100% of the costs of 'privacy-enhancing services.' These services are broadly defined as any software, hardware, or technical means that mitigates privacy risks by eliminating, reducing, or suppressing personal information.

About this analysis. AI-Generated from the official bill text and available committee reports. Gaps in available data are noted explicitly. Verify important details with the official Congress.gov record.

On this page

  • Executive summary
  • Key provisions
  • Follow the money
  • Critical analysis
  • Questions to ask
  • Implementation
  • Political analysis
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