Advancing Policy Priorities Act
- Sponsor
- Rep. Magaziner, Seth [D-RI-2]
- Committees
- Appropriations Committee (primary)
- Last action
- May 20, 2026
Bottom line
This bill is a broad legislative package touching on agriculture, veterans' affairs, federal employment, retirement security, criminal justice, cultural institutions, economic development, homeland security, space, legislative process, financial regulation, and appropriations.
What it actually does
This omnibus bill, titled the "Advancing Policy Priorities Act," addresses a wide array of policy areas across sixteen titles. Key provisions include extending livestock mandatory reporting, enhancing education on apprenticeships for veterans, modifying federal employee retirement rules for injured officers, making extensive changes to retirement savings plans (e.g., automatic enrollment, RMD age, QLACs, student loan matching, overpayment rules, Roth options), reauthorizing the Boots to Business program, increasing penalties for human trafficking in school zones, establishing a commission for an Asian Pacific American museum, promoting foreign direct investment in semiconductors, extending NASA's enhanced use leasing, and providing specific appropriations for several federal agencies.
Proponents argue
Supporters would argue that the bill is a necessary package of diverse, beneficial policies that address critical needs across various sectors, from improving retirement security for millions of Americans and supporting veterans' transitions, to strengthening national security and promoting economic growth. They would emphasize the bipartisan appeal of many individual provisions and the efficiency of packaging them together.
Opponents contend
Critics might contend that the bill is an example of legislative overreach, combining disparate policies that deserve individual scrutiny. They might argue that some provisions could have unintended consequences, are fiscally irresponsible, or that the process of passing such a large bill limits transparency and public debate on each component.
The bill is 48 pages long and highly complex, covering numerous technical areas. The time typically given for public and legislative review of such an omnibus bill is often insufficient for a thorough understanding of all its implications.
Section 101
Livestock Mandatory Reporting Extension
This provision extends the expiration date of the Livestock Mandatory Reporting Act of 1999 from 2024 to 2025. This act requires meatpackers to report prices and other information on livestock purchases, aiming to increase transparency in the cattle, hog, and lamb markets.
Supporters argue
Supporters argue that mandatory reporting is crucial for ensuring fair and transparent pricing in the livestock industry, protecting producers from anticompetitive practices, and providing valuable market data.
Critics contend
Some critics, particularly larger meatpackers, might argue that these reporting requirements impose an undue administrative burden and could potentially interfere with market efficiency.
Tradeoffs
Balances the desire for market transparency and fairness for producers against potential administrative burdens for industry.
Sections 201-202
Apprenticeship Information for Veterans
This title requires the inclusion of information about registered apprenticeship programs in the Transition Assistance Program (TAP) for separating service members. It also mandates the creation or update of a user-friendly website for veterans to find searchable information on these programs, including costs, contact info, endorsements, and certifications.
Sections 301-302
Special Retirement Rules for Injured Federal Law Enforcement and First Responders
This title amends CSRS, FERS, CIA, and Foreign Service retirement systems to allow federal law enforcement officers, firefighters, air traffic controllers, and other specified "covered positions" who are permanently injured on duty and subsequently reappointed to a non-covered civil service position within the same agency, to continue treating their service in the new position as if it were in their former covered position for retirement purposes. This ensures they retain specialized retirement benefits.
Section 401
Mandatory Automatic Enrollment for New Retirement Plans
This section mandates that new 401(k) and 403(b) plans established after the enactment date must include an automatic enrollment feature. This feature requires employees to be automatically enrolled at a minimum contribution rate (starting at 3% and increasing annually) unless they opt out or elect a different rate. Exceptions are provided for simple plans, plans established before enactment, governmental/church plans, and new/small businesses.
Section 404
Increased Saver's Credit Rate and Adjusted Income Phaseouts
This section amends the Internal Revenue Code to increase the maximum credit rate for the Saver's Credit (Retirement Savings Contributions Credit) to 50% (from variable rates of 50%, 20%, or 10%). It also adjusts the adjusted gross income (AGI) phaseout thresholds upwards and indexes them for inflation, making the credit available to more individuals and at higher income levels.
Section 406
Gradual Increase in Retirement Age for Required Minimum Distributions (RMDs)
This section gradually increases the age at which individuals must begin taking required minimum distributions (RMDs) from their retirement accounts. For those turning 72 after 2024, the age becomes 73. For those turning 73 after 2031, it becomes 74. For those turning 74 after 2034, it becomes 75. This allows individuals to keep their savings in tax-deferred accounts for longer.
Section 411
Student Loan Matching Contributions
This section allows employers to make matching contributions to an employee's retirement plan based on the employee's qualified student loan payments, treating these payments as if they were elective deferrals. This helps employees who are prioritizing student loan repayment to still receive employer matching contributions for retirement.
Section 416
Reduced Service Requirement for Part-Time Employee Retirement Plan Eligibility
This section reduces the number of consecutive 12-month periods with at least 500 hours of service required for part-time employees to be eligible to participate in 401(k) and 403(b) plans from three years to two years. This accelerates access to retirement savings for many part-time workers.
Section 422
Limitations on Recoupment of Inadvertent Retirement Plan Overpayments
This section establishes new rules for retirement plans regarding the recovery of inadvertent benefit overpayments. It generally allows fiduciaries discretion not to seek recovery from participants/beneficiaries (unless culpable) and sets strict conditions if recoupment is pursued (e.g., no interest, 10% annual limit on reductions, no recoupment from beneficiaries, 3-year look-back limit). It also clarifies that plans won't lose qualified status for not recovering overpayments.
Section 427
Establishment of National Retirement Savings Lost and Found Database
This section mandates the Secretary of Labor, in consultation with the Secretary of the Treasury, to establish an online searchable database called the "Retirement Savings Lost and Found." This database will help individuals locate administrators of plans they participated in, especially when plans change names, merge, or terminate, to recover earned benefits. Plan administrators will be required to submit specific information to the Department of Labor for this purpose.
Section 439
Penalty-Free Retirement Withdrawals for Domestic Abuse Victims
This section allows individuals who are victims of domestic abuse by a spouse or domestic partner to make penalty-free withdrawals from their retirement plans, up to $10,000 or 50% of their nonforfeitable accrued benefit, whichever is less. The distribution must occur within one year of the abuse. The withdrawn amount can be repaid to a retirement plan within three years.
Section 447
Authorization of Roth SIMPLE and SEP IRAs
This section allows employers and employees to make contributions to SIMPLE IRAs and Simplified Employee Pensions (SEPs) on a Roth (after-tax) basis. This provides more flexibility for small businesses and their employees to save for retirement, allowing for tax-free withdrawals in retirement.
Section 501
Reauthorization and Expansion of Boots to Business Program
This section reauthorizes the Small Business Administration's "Boots to Business Program" through September 30, 2028. The program provides entrepreneurship training to service members, veterans, and their spouses/dependents. It outlines program components, emphasizes collaboration with other agencies and resource partners, and requires regular reports to Congress on its effectiveness.
Sections 601-602
Enhanced Penalties for Human Trafficking and Coercion in School Zones
This title increases the punishment for human trafficking (Section 1591 of Title 18) and coercion/enticement (Section 2422 of Title 18) by an additional 5 years imprisonment if the offense occurs in a school zone, on school property, or within 1,000 feet of a school-sponsored activity or institution of higher education, and involves a minor or enrolled student.
Sections 701-703
Establishment of Commission for Asian Pacific American Museum
This title establishes an 8-member Commission to study the feasibility of creating a National Museum of Asian Pacific American History and Culture in Washington, DC. The Commission is tasked with developing a plan of action, addressing issues like collections, location, governance, and fundraising. Crucially, the Commission is prohibited from using federal funds and must rely solely on private contributions.
Sections 801-804
SelectUSA Program for Semiconductor Investment
This title directs the SelectUSA program of the Department of Commerce to coordinate with State-level economic development organizations to increase foreign direct investment (FDI) in semiconductor-related manufacturing and production in the United States. It requires soliciting comments from states on barriers and opportunities, and a report to Congress on strategies to secure the semiconductor supply chain through FDI, while preventing foreign adversaries from benefiting.
Sections 901
Approval of Certain Equipment for Homeland Security Grants
This title amends the Homeland Security Act of 2002 to require the Administrator of FEMA to implement a uniform process for reviewing applications for grants (under sections 2003 or 2004) to purchase equipment or systems that do not meet national voluntary consensus standards or are not on the Authorized Equipment List. The review process must consider factors like current federal use, absence of national standards, existence of international standards, and how the equipment addresses capability gaps.
Section 1002
Extension of NASA Enhanced Use Leasing Authority
This section extends NASA's authority to enter into enhanced use leases of non-excess property from December 31, 2032, to December 31, 2033. This authority allows NASA to lease underutilized properties to private entities, state/local governments, or academic institutions, with the revenue used for facility operations and maintenance.
Section 1101
Mandatory Hearings on Act Implementation
This section mandates that each standing committee of the House of Representatives must hold a hearing on the implementation of this Act within one year of its enactment. This is enacted as an exercise of the House's rulemaking power.
Section 1201
Whistleblower Protection in House Code of Official Conduct
This section amends Rule XXIII of the Rules of the House of Representatives to prohibit Members, Delegates, Resident Commissioners, officers, or employees of the House from knowingly and willfully disclosing publicly the identity or personally identifiable information of individuals who report wrongdoing under federal whistleblower protection laws. Exceptions are made for express written consent, voluntary public disclosure by the individual, or an affirmative two-thirds committee vote in the public interest, with safeguards.
Section 1301
Study on Foreign Ownership of U.S. Marine Terminals
This section requires the Chairman of the Federal Maritime Commission to commission a study by a federally funded research and development center to evaluate how foreign ownership of marine terminals at the 15 largest U.S. container ports affects or could affect U.S. economic security. The study must consider ownership changes, Chinese/Russian ownership, grant funding received by foreign-owned terminals, operational control, and offer policy recommendations.
Section 1501
Frequency of Federal Credit Union Board Meetings
This section amends the Federal Credit Union Act to modify the required frequency of board of directors meetings for Federal credit unions. De novo credit unions must meet monthly for their first five years. Credit unions with strong financial and management ratings (1 or 2 under UFIRS) must meet at least six times annually (quarterly minimum). Credit unions with weaker ratings (3, 4, or 5) must continue to meet monthly.
Title XVI, Health Resources and Services Administration
Appropriation for Telehealth Resource Center for Skilled Nursing Facilities
This provision appropriates an additional $1,000,000 for the Telehealth Resource Center of the Federal Office of Rural Health Policy. These funds are specifically designated to provide assistance with technical, legal, regulatory, or service delivery barriers to developing telehealth technologies for skilled nursing facilities and nursing facilities.
Title XVI, Department of Agriculture, Office of Budget and Program Analysis
Appropriation for USDA Office of Budget and Program Analysis
This provision appropriates an additional $1,000,000 for necessary expenses of the Office of Budget and Program Analysis within the Department of Agriculture.
Title XVI, Department of State, Capital Investment Fund
Appropriation for Department of State Capital Investment Fund
This provision appropriates an additional $1,000,000 for necessary expenses of the Capital Investment Fund of the Department of State, to remain available until expended.
Title XVI, Department of Defense, Operation and Maintenance, Army
Appropriation for Army Operation and Maintenance
This provision appropriates an additional $1,000,000 for expenses necessary for the operation and maintenance of the Army, as authorized by law.
Title XVI, Department of Homeland Security, Management Directorate
Appropriation for DHS Management Directorate Operations and Support
This provision appropriates an additional $1,000,000 for necessary expenses of the Management Directorate for operations and support within the Department of Homeland Security.
Title XVI, Department of Energy, Energy Information Administration
Appropriation for Energy Information Administration
This provision appropriates an additional $1,000,000 for Department of Energy expenses necessary in carrying out the activities of the Energy Information Administration (EIA), to remain available until expended.
This provision limits elective deferral catch-up contributions (for those age 50 and over) to designated Roth contributions, except for certain governmental 457(b) plans. This means traditional (pre-tax) catch-up contributions will generally no longer be permitted for most plans.
Section 414(v)(1) and 402(g)(1)
Why it matters:This is a significant change to retirement savings rules that could affect many older workers. Its technical placement and lack of a clear, standalone descriptive section might make it less obvious to a casual reader, potentially to avoid immediate public scrutiny of a provision that could be seen as reducing pre-tax savings options.
Case for: Proponents might argue that this change encourages Roth savings, which provides tax-free income in retirement, and helps the government collect tax revenue sooner. It aligns with a broader policy goal of shifting towards Roth contributions.
Case against: Critics would argue that this provision effectively eliminates a valuable pre-tax savings option for older workers, forcing them into Roth contributions even if a pre-tax deferral is more advantageous for their current tax situation. This could be seen as a tax increase on older workers.
Estimated impact: This change could affect millions of older workers who currently make pre-tax catch-up contributions, potentially shifting billions of dollars in retirement savings from pre-tax to after-tax, with significant implications for individual tax planning and federal revenue.
This section reforms family attribution rules under Sections 414(b) (controlled groups) and 414(m) (affiliated service groups) of the Internal Revenue Code. It specifies that community property laws are disregarded, and limits the attribution of stock between spouses and from parents to children (under 21) in certain scenarios. It also provides a grace period for plans to adjust if these changes cause entities to enter or leave a controlled group.
Section 440
Why it matters:Family attribution rules are a niche but critical area of tax law for closely held businesses and professional service firms. Changes to these rules can have significant compliance and financial implications for business owners and their retirement plans. The technical nature of the language makes it difficult for non-specialists to understand, which is typical for tax code amendments.
Case for: Proponents argue that these reforms simplify compliance for family-owned businesses, particularly in community property states, and prevent unintended consequences where family relationships trigger complex and often burdensome controlled group rules for retirement plans.
Case against: Critics might argue that loosening attribution rules could potentially allow some businesses to circumvent non-discrimination requirements for retirement plans, benefiting highly compensated employees at the expense of rank-and-file workers, though the bill includes a grace period for adjustments.
Estimated impact: This could affect thousands of family-owned businesses and professional service firms, potentially reducing their compliance burden and providing more flexibility in retirement plan design, with an unknown but potentially significant impact on tax revenue and benefit distribution equity.